A personal loan will make things WORSE unless you end up filing for bankruptcy protection. You should consult a bankruptcy attorney.

If you are considering bankruptcy, a personal loan could be used to pay secured debts, then you have to wait at least 90 days to file for bankruptcy protection, and eliminate all of the non-secured debt such as medical bills, personal loans and credit card debt, but keep paying on your secured loans sucn as your house and car payments.

That’s not a bad rate for unsecured loan. Part of the reason they are higher interest is because they have no collateral. They are giving you money based only on a signature guarantee.

Really isn’t a bad rate at all.

The interest rate that the Fed cut was bank to bank rates. Even mortgages will only be slightly effected. Anything with a fixed rate will not be effected.

I am in the same boat. I would really check the interest rate and the terms before you sign anything. You may get excited the first time you are approved but end up paying thousands in interest alone. Let me know if you find anything!

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Probably not going to happen as one is a unsecured loan and the other is a secured loan.

In the off chance that you owe less on both loans than the car is worth, you may be able to refinance the car and pay off both loans.

If you have great credit, you may be able to get one personal loan to pay off both but the interest rate would be higher than the car loan so you would probably lose ground.

not in this country, we only help other countries while we punish americans based on three numbers called a credit score you can give your life just don’t ask for five dollars to get on your feet.

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The short answer is even good credit folks are having trouble so you won’t get that loan without a cosigner or lots of collateral.

Added DO NOT fall for the idiots who will spam your question, they are just that scammers

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Yes, you can get a personal loan easily through various ways. Usually the most popular ways are:

1. Banks
2. Private lenders

Banks have the lowest interest rate but are sometimes harder to get, and private lenders have a higher interest rate and easier to get.

Also if you see they keep rejecting your application because of a not-so-good credit score, simply apply for bad credit personal loans.

Bad credit loans are perfect for you if you have a poor credit and everyone else doesn’t agree to give you a loan.

Good luck!